FedFederal Reserve BoardMonthly
Consumer credit
How much US households owe on credit cards, auto loans, student loans and other consumer loans, not counting loans secured by real estate.
Next release
Friday, November 6, 2026
3:00 PM ET· covers Sep 2026
Why it matters for your money
Rising balances can reflect confident spending or stretched budgets. Revolving credit, mostly credit cards, carries some of the highest interest rates households pay.
The latest numbers
Aug 2026 data · released Wed, Oct 7
- Consumer credit, change from the prior month
- +$8.3BJul 2026: +$17.7B
- Revolving credit (mostly credit cards), change from the prior month
- −$4.8BJul 2026: +$2.8B
View the data as a table
| Period | Value |
|---|---|
| Aug 2026 | +$8.3B |
| Jul 2026 | +$17.7B |
| Jun 2026 | +$15.3B |
| May 2026 | +$2.9B |
| Apr 2026 | +$21.1B |
| Mar 2026 | +$21.0B |
| Feb 2026 | +$7.2B |
| Jan 2026 | +$4.4B |
| Dec 2025 | +$15.7B |
| Nov 2025 | +$3.3B |
| Oct 2025 | +$7.8B |
| Sep 2025 | +$13.4B |
| Aug 2025 | +$2.7B |
| Jul 2025 | +$12.4B |
| Jun 2025 | −$4.7B |
| May 2025 | +$10.1B |
| Apr 2025 | +$16.4B |
| Mar 2025 | +$64.3B |
| Feb 2025 | +$2.0B |
| Jan 2025 | +$8.4B |
| Dec 2024 | −$118.5B |
| Nov 2024 | −$5.9B |
| Oct 2024 | +$13.2B |
| Sep 2024 | +$2.6B |
Source: Federal Reserve Board, via FRED (Federal Reserve Bank of St. Louis). Revised figures replace earlier ones.Full release
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